$8000 First Time Home Buyer Tax Credit Deadlines

The government’s First-Time Home Buyer Tax Credit program expires November 30, 2009 — a scant 60 days from today. In this video, Chris Brown provides critical milestone dates originators, Realtors and homebuyers must be aware of if they plan on taking advantage of the Federal $8000 First Time Home Buyer Tax Credit set to expire … Continue reading $8000 First Time Home Buyer Tax Credit Deadlines

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Mortgage Pricing Report- October 13, 2008

If a family member asked my advice and they were scheduled to close on a mortgage purchase or refinance in the time periods noted below, I would recommend... 1-7 Days 8-20 Days 21-45 Days 46 Days Plus Locking Locking Floating Floating Check MBS pricing here. 4:22 PM EST Market News As predicted last Friday by … Continue reading Mortgage Pricing Report- October 13, 2008

Underneath The Hood of The Bailout Bill

Both the House and Senate passed the massive bailout bill this week. What caused this mess and what does it mean for everyday people like us? Take the time to listen to an interview by Brian Brady, Sean Purcell and Greg Swann addressing: "The Community Reinvestment Act (original sub-prime loans), conceived in 1977 and super-charged … Continue reading Underneath The Hood of The Bailout Bill

Did The Push To Make Every American A Homeowner Cause Fannie/Freddie Collapse?

I really hate getting partisan or political. Believe me when I tell you, BOTH Republicans and Democrats talk out both sides of their mouth. Yet today, I kept hearing Republicans blamed for the failure to regulate Fannie and Freddie properly and that's just a plain outright lie. Again, I'm not endorsing one party over the … Continue reading Did The Push To Make Every American A Homeowner Cause Fannie/Freddie Collapse?

Are You Thinking of Moving Up?

Whether you're ready or not, as life changes, so do your housing needs. Families grow. Careers unfold. Lifestyles shift. One way or another, your circumstances change, and you may find yourself looking for a more comfortable home, one that's in a new locale, or just a better place for your current living pattern. Over the … Continue reading Are You Thinking of Moving Up?

Are You An Optimist, Realist or Stockdale?

In the book, Good to Great, the author Jim Collins states people fall into three different categories:  The Optimist (bound to be eventually dispirited)  The Realist (doom-sayer)  The Stockdale Paradox  What Is The Stockdale Paradox  Stockdale Paradox individuals are those that retain faith they will prevail in the end, regardless of the difficulties AND at … Continue reading Are You An Optimist, Realist or Stockdale?

The Home Loan Process — Part 2 of Applying For Your Loan | Final Installment

This simple, four-step walk-through to loan closing will help you understand the procedure and give you an idea of what to expect. 1. Processing When we initially meet, I will request and collect the information needed to process your loan. Documentation requirements vary depending on the loan program you apply for, as well as your … Continue reading The Home Loan Process — Part 2 of Applying For Your Loan | Final Installment