Getting Ready To Buy A Home In Georgia?
The first stop on the road to homeownership is working with an experienced mortgage professional/planner. It’s extremely important you get a written preapproval letter which will show you are a serious buyer in the eyes of real estate agents and sellers. That means you can expect preferential treatment because there’s no concern that your financing will fall apart. Preapproval has other benefits, as well:
You know exactly how much you can spend on your new home.
You won’t waste time looking at or falling in love with properties that are out of your price range.
There’s no nerve-wracking waiting to see if you’ll qualify to purchase a home after you’ve fallen in love with it.
A preapproved buyer is a sure thing (if you are working with a professional), so sellers will usually accept your offer first.
- Once you select a home, your loan approval process will be expedited and simple.
As an experienced professional mortgage planner, I know the Atlanta market and will ask questions that gives me a clear picture of both your current needs and future goals. I can then help you customize a home financing program that will not only help you buy a home now, but one that can also starts you on the road to overall financial success. My team helps homebuyers every day in making the right choices for their home financing needs. Whatever your homeownership goals are, I can help you capitalize on purchase opportunities and make the most out of your home buying experience wherever you are buying in Georgia or the Atlanta area.
Extra Support When It’s Needed
If you discover you’re not qualified to buy a home right away, count on my team to work with you to overcome credit challenges. For example, I provide my clients in such a situation free confidential credit counseling advice and materials that prepares you for homeownership. You’ll work one-on-one with one of my team members who will review your credit report, develop a home purchase action and savings plan, and guide you through every step of the home financing process. It can be your quickest route to homeownership, with personal support that helps you:
Resolve credit issues.
Budget for a down payment.
Establish a savings plan.
Connect with down payment assistance programs.
- Educate, guide and prepare yourself for the responsibilities of owning a home.
Larry Gallegos- Serving the mortgage needs of Kennesaw, Marietta, Roswell, Smyrna, Powder Springs, Dallas, Acworth, Woodstock, Douglasville, Hiram, Austell and Atlanta.